Introducing Reach — a collaborative financial platform

Money works better together.

Reach helps you organize, contribute to, and manage money together for the things that matter. Not crowdfunding. Not donations. A shared wallet for real life.

  • Free for 5 wallets
  • No fees to contributors
  • Bank-grade encryption
Built for the goals people actually share
RentWeddingsVacationsEmergency FundsBaby FundsTeam TripsFamily ReunionsStartup Capital
The Wallet

One shared purpose. One elegant surface.

Every Reach wallet holds a goal, a due date, members, contributions, comments, votes, and rules — presented like Apple Wallet, controlled like Notion, and instant like Cash App.

  • Goal + progress in one glance
  • Rules decide when money can be released
  • Every contribution and comment is on the record
  • AI Assistant forecasts, nudges, celebrates
🌊
68%
Lisbon in April
Flights + Airbnb, 4 travelers
$3,820
of $5,600
AS
Ana Silva
$1,400Paid
JL
Jordan Lee
$1,020Pending
KN
Kai Novak
$0Late
On pace to close in 44 days
AI forecast
What Reach does

Everything a group needs to reach a goal — and nothing it doesn't.

Shared Wallets

One wallet per real-world purpose. Goal, due date, members, rules — all in one place.

Trusted Circles

Invite by phone, email, username, or QR. Know exactly who's in and who's paid.

Rule Engine

Decide up front when money can be released — vote, deadline, approval, or manual.

AI Assistant

Forecasts, nudges, and milestone celebrations tuned to the goal you set.

Real-time Activity

Contributions, comments, votes, and approvals stream to everyone at once.

Built for scale

Millions of members. Bank-grade encryption. Architecture ready for real money.

Rule engine

Trust, engineered in.

Every wallet decides its own release rules. Combine as many as you need — Reach enforces them so nobody has to.

Release on due date

Money unlocks automatically on the date you set.

Release when goal reached

The wallet unlocks the moment it's fully funded.

Majority vote required

Every release is put to a member vote.

Creator approval

You keep the final say as the wallet owner.

Manual release

Nothing moves until you say so.

Combine rules

Stack rules together for maximum trust.

"We tried spreadsheets, Venmo threads, and awkward reminders. Reach is the first thing that actually feels like a shared account."

MCMaya Chen — Brooklyn, NY
Free
$0

Everything you need to reach a shared goal.

  • 5 active wallets
  • Unlimited invites & contributors
  • Rules & voting
  • Activity feed
  • Basic AI insights
Start free
Reach Plus
$6/mo

For groups running many goals at once.

  • Unlimited wallets
  • Advanced AI & forecasting
  • Recurring contributions
  • Custom themes
  • Financial reports & export
  • Priority support
See pricing

Reach your next goal — together.

Create your first wallet in under two minutes. Bring the people who matter.

Create your account